Life Insurance can be complicated!We'll help you get protected
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Complete our simple form and get a free, no obligation quote in minutes. Like what you hear? Get Protected today!
Why Choose Us?
- Get up to £1,000,000 of cover*
- Cover starts from just £5 per month
- Receive up to £25,000 for your child’s serious illness without affecting your main Serious Illness Policy coverage.
- Nominate your beneficiaries at the point of buying a policy. No probate, no tax & no loss of proceeds for unmarried partners when you claim!
- Choose upto 10 beneficiaries which can be changed with written notice at any time
- Ensure your family can cover funeral costs promptly with up to £10,000 advance payment from the claim amount, even if probate is delayed.
Things To Consider
When buying life insurance there are a couple of key things to remember:
- Inflation may reduce the value of your benefit amount.
- If you stop your monthly payments, you will get nothing back.
- This is not a savings or investment product and has no cash value unless a valid claim is made.
- You choose how long your policy lasts. Once it’s finished, your cover will stop and we won’t pay out if you die.
Have Questions?
How do I just get a quote?
To start a quote, simply click on the 'Get A Quote' button where you can get started. Complete the short form, have a conversation with one of our friendly team and if you like what you hear, take out a policy through us..
How does life insurance work?
Term life insurance is a type of policy that provides coverage for a specified period or "term". If the policyholder passes away during this term, the policy pays out a lump sum to the beneficiaries. This payout can help cover expenses like mortgages, loans, or other financial obligations, offering peace of mind that loved ones will be financially protected.
Serious illness cover provides a lump sum payment if the policyholder is diagnosed with and meets the policy definition of a specified serious illness, within the term the policy was purchased for. This payment can help cover medical costs, loss of income, or other financial strains, allowing the policyholder and their family to focus on recovery without the added worry of financial hardship.
What are the different types of Life Insurance you offer?
We offer Term Life insurance with policies up to £1,000,000 and Serious Illness Cover up to £500,000. The amount you can get is depending on age, individual status and medical underwriting. Policies are only available for those aged 18 to 70 years old and you must be a resident in the United Kingdon and have a UK bank account.
I'm worried life insurance doesn't pay out...
Many people believe that life insurance doesn't pay out, but that's not true. According to the Association of British Insurers (ABI), 98% of life insurance claims were paid in 2021, making it one of the most reliable types of insurance. The main reason a claim might be denied is if someone isn't honest on their application, so it's important to be truthful when you apply.
Can't I just do this whole thing online?
Life insurance can be more complex than car or home insurance, especially when considering your health and lifestyle. That’s why it’s better to talk to a real person instead of relying on an online form. With significant sums of money at stake, it’s essential to ensure everything is accurate so your family is properly protected.
We record all calls for training and monitoring, which also helps if any issues come up later. Speaking directly with someone helps us fully understand your needs, ensuring you get the right cover and peace of mind.
What Are You Waiting For?
Get a free, no-obligation quote. Putting protection in place for your family has never been easier!
